No matter how experienced or careful you are, mistakes can happen. When your business provides professional services, advice, or expertise, even a small error can lead to costly claims and legal expenses.
Professional Liability Insurance, also known as Errors & Omissions (E&O) Insurance, helps protect businesses and professionals against claims that their services, recommendations, or work caused a client financial harm.
Professional Liability coverage is commonly recommended for:
- Consultants
- Real Estate Professionals
- Architects and Engineers
- Technology and IT Professionals
- Accountants
- Insurance Professionals
- Healthcare Providers
- Attorneys and Other Licensed Professionals
Professional Liability Insurance may help cover claims involving:
- Errors or mistakes in your work
- Negligence allegations
- Missed deadlines
- Failure to deliver services as promised
- Inaccurate advice or recommendations
- Legal defense costs and settlements
Unlike General Liability Insurance, which typically covers bodily injury and property damage claims, Professional Liability Insurance is designed to address financial losses resulting from professional services or advice.
At Horizon Insurance Group, we help professionals and business owners understand their risks and find coverage tailored to their industry, contracts, and specific exposures.
Whether you’re launching a new business or reviewing your current coverage, our team can help you determine if Professional Liability Insurance is right for you.
Ready to get started? Contact Horizon Insurance Group or request a quote today.